Write the loan number on the top or bottom of each document

• Client’s Loan Modification Application PDF
• Client’s Financial Statement   PDF
• Hardship Letter
  • Samples
  • Hardship Letter Instructions
  • Hardship Letter Blank Template
• Any Supporting Documentation for Hardship
  • Medical Bills (if applicable)
  • Divorce Decree (if applicable)
  • Death Certificate (if applicable)
  • Unemployment Documentation with date of termination (if applicable)
  • Reduction of employment with start date of decrease of income (if applicable)
  • Other
• General Authorization Form    PDF
• Authorization To Release Credit Information PDF
• 2 Months Pay Stubs
• 2 Years W2’s
• 2 Years Federal Tax Returns (1040’s) – For Self Employed Borrowers only
• 4 Months Most Recent Bank Statements (checking, savings, etc.)
• Self-employed to include profit and loss statement and bank statements for business accounts for the last six months. (See Attached)
• Verification of any other sources of income (rental agreements, room rental agreements, support orders, award letters, etc (if applicable)
• Rental Property Schedule Income & Equity (if applicable) PDF
• Current Mortgage Statement
• Lender Official Pay Off Statement
• Any Credit Counseling Letters (if applicable)
• Proof of Taxes & Insurance if not included in loan payment (copy of bill) homeowners Association Statement (if applicable)
  4506-T Request for Transcript of Tax Return Form      PDF
• Mortgage Documentation
• Copy of the most recent set of loan documentation from your last closing. If you have copies, please provide us with the whole closing package (all Federal and State disclosures, HUD-1, original and final Good Faith Estimates, Truth in Lending disclosure, documents signed between you and your mortgage company, etc.)
• Mortgage coupons documenting loan adjustment, recast or resetting notification, etc. (if available)
• All legal notices received from current lenders. (if available)
• Lender Correspondence including but not limited to copies of correspondence received, address, phone numbers and name(s) of any individual with whom you have had discussions.