All Mortgage Programs

Residential Mortgage Programs

• Conventional Loans (Conforming & High-Balance)
• Adjustable-Rate Mortgages (ARM)
• Fixed-Rate Mortgages (10/15/20/30 Year)
• HomeReady / Home Possible Programs
• First-Time Homebuyer Programs
• Rate & Term Refinance
• Cash-Out Refinance
• FHA Loans & FHA 203(k)
• VA Loans & VA IRRRL
• USDA Rural Loans & Streamline

Non-QM & Investor Programs

• DSCR Loans
• No Ratio Investment Loans
• Bank Statement Investor Loans
• Rental Portfolio Loans
• Short-Term Rental (Airbnb) Financing
• 1099 Only Loans
• P&L Only Loans
• Asset Depletion Loans
• ITIN Loans
• Foreign National Loans

Credit & Specialty Programs

• Recent Bankruptcy Programs
• Recent Foreclosure Options
• Recent Short Sale Programs
• Low FICO (500–620) Programs
• Jumbo & Super Jumbo Loans
• Interest-Only Jumbo
• Construction-to-Perm Loans
• Fix & Flip Loans
• Bridge Loans
• Hard Money Loans

Commercial Mortgage Programs

• Mixed-Use Financing
• Multifamily (5+ Units)
• Office Buildings
• Retail / Strip Centers
• Warehouse / Industrial
• Medical / Professional Buildings
• Owner-Occupied Commercial
• Investment Commercial
• SBA 7(a) & SBA 504 Loans
• Bridge Commercial Loans
• CMBS Loans

NYC & Specialty Property Programs

• Co-op Financing
• Non-Warrantable Condo Loans
• Condotel Loans
• Mixed-Use Residential (1–4 Units)
• Reverse Mortgages (HECM)
• Portfolio Loans
• Blanket Loans
• Cross-Collateralization
• Second Mortgages / HELOCs
• Piggyback Loans (80-10-10)

Residential & Commercial Mortgage Solutions. Access to multiple wholesale lenders. Complex deals welcome.